/* Meireles & Drummond — Direito Bancário e Superendividamento
   Direção: corporativo confiável, azul/cinza, limpo, sólido, sans moderna.
   Layout próprio: hero dividido com painel sólido, barra de pilares,
   features alternadas assimétricas, timeline numerada, FAQ. */

:root{
  --navy:#0f2a47;        /* azul corporativo escuro */
  --blue:#1f5f9e;        /* azul confiança */
  --blue-2:#2d7dc9;      /* azul claro acento */
  --steel:#5b7184;       /* cinza aço */
  --ink:#1b2733;         /* texto principal */
  --slate:#48586a;       /* texto secundário */
  --line:#dce4ec;        /* linhas */
  --bg:#f4f7fa;          /* fundo claro */
  --bg-2:#eaf1f7;        /* fundo azulado */
  --white:#ffffff;
  --radius:6px;
  --shadow:0 14px 40px -22px rgba(15,42,71,.4);
  --maxw:1180px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,sans-serif;
  color:var(--ink);
  background:var(--white);
  font-size:16.5px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:'Manrope','Inter',sans-serif;line-height:1.18;font-weight:800;color:var(--navy);letter-spacing:-.02em}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px;width:100%}

/* ---------- Botões ---------- */
.btn{
  display:inline-flex;align-items:center;gap:9px;
  background:var(--blue);color:#fff;
  font-weight:700;font-size:.95rem;
  padding:14px 26px;border-radius:var(--radius);
  border:1px solid var(--blue);
  transition:.2s;cursor:pointer;
}
.btn:hover{background:var(--navy);border-color:var(--navy)}
.btn-ghost{background:transparent;color:var(--navy);border:1px solid var(--line)}
.btn-ghost:hover{background:var(--bg-2);border-color:var(--steel);color:var(--navy)}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}
.btn-light:hover{background:var(--bg-2);border-color:var(--bg-2)}

/* ---------- Demobar ---------- */
.demobar{background:var(--navy);color:#dbe6f0;font-size:.82rem}
.demobar .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;padding-top:9px;padding-bottom:9px}
.demobar b{color:#fff}
.demobar a{
  background:var(--blue-2);color:#fff;font-weight:700;
  padding:6px 14px;border-radius:4px;white-space:nowrap;transition:.2s
}
.demobar a:hover{background:#fff;color:var(--navy)}

/* ---------- Header ---------- */
.nav{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;gap:24px;height:74px}
.logo{font-family:'Manrope',sans-serif;font-weight:800;font-size:1.28rem;color:var(--navy);display:flex;flex-direction:column;line-height:1.05;letter-spacing:-.02em}
.logo span{color:var(--blue)}
.logo small{font-family:'Inter',sans-serif;font-weight:500;font-size:.62rem;letter-spacing:.22em;text-transform:uppercase;color:var(--steel);margin-top:3px}
.nav nav{margin-left:auto}
.nav ul{display:flex;gap:6px;list-style:none}
.nav nav a{
  display:flex;align-items:center;gap:7px;
  font-weight:600;font-size:.92rem;color:var(--slate);
  padding:9px 13px;border-radius:5px;transition:.18s
}
.nav nav a svg{width:17px;height:17px;color:var(--steel);transition:.18s}
.nav nav a:hover{background:var(--bg-2);color:var(--navy)}
.nav nav a:hover svg{color:var(--blue)}
.nav nav a.active{color:var(--blue);background:var(--bg-2)}
.nav nav a.active svg{color:var(--blue)}
.nav-cta{margin-left:6px}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:5px;font-size:1.3rem;color:var(--navy);padding:4px 11px;cursor:pointer;line-height:1}

/* ---------- Hero (dividido: painel sólido + imagem) ---------- */
.hero{display:grid;grid-template-columns:1.05fr .95fr;min-height:560px}
.hero-panel{background:var(--navy);color:#eaf1f7;display:flex;align-items:center;position:relative;overflow:hidden}
.hero-panel::before{content:"";position:absolute;right:-90px;top:-90px;width:300px;height:300px;border:42px solid rgba(45,125,201,.14);border-radius:50%}
.hero-panel .inner{padding:72px clamp(28px,5vw,80px);max-width:620px;margin-left:auto;position:relative;z-index:1}
.hero .eyebrow{color:var(--blue-2)}
.hero h1{color:#fff;font-size:clamp(2.1rem,4.4vw,3.3rem);margin:16px 0 18px}
.hero p.lead{color:#c5d4e3;font-size:1.08rem;max-width:46ch}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.hero-img{background-size:cover;background-position:center;position:relative}
.hero-img::after{content:"";position:absolute;inset:0;background:linear-gradient(105deg,var(--navy) 0%,rgba(15,42,71,.2) 36%,transparent 60%)}

.eyebrow{font-family:'Inter',sans-serif;font-weight:700;font-size:.74rem;letter-spacing:.2em;text-transform:uppercase;color:var(--blue);display:inline-block}

/* ---------- Barra de pilares ---------- */
.pillars{background:var(--blue);color:#fff}
.pillars .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.pillars .col{padding:30px 26px;border-left:1px solid rgba(255,255,255,.16)}
.pillars .col:first-child{border-left:0;padding-left:0}
.pillars .col h3{color:#fff;font-size:1.02rem;display:flex;align-items:center;gap:10px}
.pillars .col svg{width:22px;height:22px;color:#bcd6ef}
.pillars .col p{font-size:.88rem;color:#d4e3f1;margin-top:8px}

/* ---------- Seções ---------- */
section.block{padding:84px 0}
.bg-soft{background:var(--bg)}
.bg-navy{background:var(--navy);color:#dbe6f0}
.bg-navy h2{color:#fff}
.head{max-width:60ch}
.head.center{margin:0 auto;text-align:center}
.head h2{font-size:clamp(1.8rem,3.2vw,2.5rem);margin:14px 0}
.head p{color:var(--slate);font-size:1.04rem}
.bg-navy .head p{color:#bcccde}

/* ---------- Feature alternada (assimétrica) ---------- */
.feature{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.feature + .feature{margin-top:72px}
.feature.flip .media{order:2}
.feature .media{position:relative}
.feature .media img{border-radius:var(--radius);box-shadow:var(--shadow);width:100%;height:380px;object-fit:cover}
.feature .media .tag{position:absolute;left:-14px;bottom:24px;background:var(--blue);color:#fff;font-weight:700;font-size:.82rem;padding:11px 18px;border-radius:5px;box-shadow:var(--shadow)}
.feature h2{font-size:clamp(1.6rem,2.8vw,2.1rem)}
.feature .ticks{list-style:none;margin-top:18px;display:grid;gap:11px}
.feature .ticks li{display:flex;gap:11px;align-items:flex-start;font-size:.98rem;color:var(--slate)}
.feature .ticks svg{width:20px;height:20px;color:var(--blue);flex:none;margin-top:2px}

/* ---------- Cards de serviço ---------- */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:46px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:30px 26px;transition:.2s;position:relative
}
.bg-soft .card{background:#fff}
.card:hover{border-color:var(--blue);box-shadow:var(--shadow);transform:translateY(-3px)}
.card .ic{width:46px;height:46px;border-radius:9px;background:var(--bg-2);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.card .ic svg{width:24px;height:24px;color:var(--blue)}
.card h3{font-size:1.12rem;margin-bottom:8px}
.card p{color:var(--slate);font-size:.94rem}

/* ---------- Timeline / como funciona ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:48px;counter-reset:st}
.step{position:relative;padding-top:18px}
.step::before{counter-increment:st;content:"0" counter(st);font-family:'Manrope',sans-serif;font-weight:800;font-size:2.4rem;color:var(--blue-2);opacity:.35;display:block;line-height:1}
.step h3{font-size:1.08rem;margin:10px 0 7px}
.step p{color:var(--slate);font-size:.92rem}
.bg-navy .step p{color:#aebfd2}
.bg-navy .step::before{color:var(--blue-2);opacity:.55}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:42px auto 0;display:grid;gap:14px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:4px 22px}
.faq summary{font-family:'Manrope',sans-serif;font-weight:700;color:var(--navy);cursor:pointer;list-style:none;padding:18px 0;display:flex;justify-content:space-between;align-items:center;gap:14px;font-size:1.02rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--blue);font-weight:400;transition:.2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq p{color:var(--slate);font-size:.96rem;padding:0 0 20px}

/* ---------- Faixa estatística ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.stat{text-align:center;padding:8px}
.stat .n{font-family:'Manrope',sans-serif;font-weight:800;font-size:2.4rem;color:#fff}
.stat .l{color:#bcccde;font-size:.86rem;margin-top:4px}

/* ---------- CTA band ---------- */
.cta{background:linear-gradient(120deg,var(--navy),var(--blue));color:#fff;text-align:center;padding:74px 0}
.cta h2{color:#fff;font-size:clamp(1.7rem,3vw,2.3rem)}
.cta p{color:#cfdcea;max-width:54ch;margin:14px auto 26px}

/* ---------- Equipe ---------- */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:46px}
.member{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;border-top:3px solid var(--blue)}
.mono{width:62px;height:62px;border-radius:10px;background:var(--navy);color:#fff;font-family:'Manrope',sans-serif;font-weight:800;font-size:1.4rem;display:flex;align-items:center;justify-content:center;letter-spacing:-.02em}
.member h3{font-size:1.18rem;margin:18px 0 3px}
.member .oab{font-size:.8rem;color:var(--steel);font-weight:700;letter-spacing:.04em}
.member .role{color:var(--blue);font-weight:700;font-size:.92rem;margin:6px 0 12px}
.member p{color:var(--slate);font-size:.92rem}
.member .tags{display:flex;flex-wrap:wrap;gap:7px;margin-top:16px}
.member .tags span{font-size:.74rem;background:var(--bg-2);color:var(--navy);font-weight:600;padding:5px 11px;border-radius:20px}

/* ---------- Contato ---------- */
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}
.info-list{display:grid;gap:18px;margin-top:26px}
.info-list .row{display:flex;gap:15px;align-items:flex-start}
.info-list .row svg{width:22px;height:22px;color:var(--blue);flex:none;margin-top:3px}
.info-list .row b{display:block;color:var(--navy)}
.info-list .row span{color:var(--slate);font-size:.95rem}
form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}
form label{display:block;font-weight:600;font-size:.86rem;color:var(--navy);margin:14px 0 6px}
form input,form textarea,form select{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:5px;font-family:inherit;font-size:.95rem;color:var(--ink);background:var(--bg)}
form input:focus,form textarea:focus,form select:focus{outline:none;border-color:var(--blue);background:#fff}
form .btn{width:100%;justify-content:center;margin-top:22px}
.map{margin-top:18px;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.map iframe{width:100%;height:280px;display:block;border:0}

/* ---------- valores / lista ---------- */
.values{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:42px}
.value{display:flex;gap:16px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.value svg{width:30px;height:30px;color:var(--blue);flex:none}
.value h3{font-size:1.08rem;margin-bottom:6px}
.value p{color:var(--slate);font-size:.93rem}

.prose{max-width:70ch}
.prose p{margin-top:16px;color:var(--slate)}
.prose h2{margin-top:34px}

/* ---------- Footer ---------- */
footer{background:var(--navy);color:#aebfd2;padding:64px 0 26px}
footer .cols{display:grid;grid-template-columns:1.6fr 1fr 1.2fr;gap:40px}
footer .logo{color:#fff;font-size:1.3rem}
footer .logo span{color:var(--blue-2)}
footer p{font-size:.92rem;margin-top:14px;max-width:40ch}
footer h4{color:#fff;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:16px}
footer .cols a{display:flex;align-items:center;gap:9px;color:#aebfd2;font-size:.93rem;padding:5px 0;transition:.18s}
footer .cols a:hover{color:#fff}
footer .cols a svg{width:17px;height:17px;color:var(--blue-2)}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:48px;padding-top:24px}
.legal p{font-size:.78rem;color:#8298b0;max-width:none}
.legal .credit{margin-top:10px}
.legal .credit a{color:var(--blue-2);font-weight:700}

/* ---------- WhatsApp flutuante ---------- */
.wa{position:fixed;right:22px;bottom:22px;z-index:60;width:58px;height:58px;border-radius:50%;background:#25d366;color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 28px -8px rgba(37,211,102,.7);transition:.2s}
.wa:hover{transform:scale(1.07)}
.wa svg{width:30px;height:30px}

/* ---------- Responsivo ---------- */
@media(max-width:960px){
  .hero{grid-template-columns:1fr}
  .hero-img{min-height:280px;order:-1}
  .hero-panel .inner{margin:0;max-width:none}
  .pillars .wrap{grid-template-columns:1fr 1fr}
  .pillars .col{border-left:0;border-top:1px solid rgba(255,255,255,.16);padding:24px 0}
  .pillars .col:first-child,.pillars .col:nth-child(2){border-top:0}
  .feature{grid-template-columns:1fr;gap:30px}
  .feature.flip .media{order:0}
  .grid3,.steps,.team,.values{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:1fr 1fr;gap:30px}
  .contact-grid{grid-template-columns:1fr}
  footer .cols{grid-template-columns:1fr 1fr}
}
@media(max-width:680px){
  .nav nav{position:fixed;inset:74px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);margin:0;display:none;padding:10px 0;box-shadow:var(--shadow)}
  .nav nav.open{display:block}
  .nav ul{flex-direction:column;gap:0}
  .nav nav a{padding:14px 24px;border-radius:0}
  .nav-cta{display:none}
  .burger{display:block;margin-left:auto}
  .grid3,.steps,.team,.values,.stats{grid-template-columns:1fr}
  footer .cols{grid-template-columns:1fr}
  .demobar .wrap{flex-direction:column;gap:8px;text-align:center}
  section.block{padding:56px 0}
}